When most people think about housing affordability, their minds often go straight to interest rates the cost of borrowing. While interest rates undeniably affect the total amount repaid on a mortgage, they are not the core issue when determining whether a home is affordable.

Pakistan's construction landscape is evolving, offering a choice between traditional and green building methods. Traditional construction relies heavily on standard materials readily available in the market. For instance, cement prices range from Rs. 1,390 to Rs. 1,440 per 50kg bag, with premium brands

Khyber Pakhtunkhwa presents a unique demographic landscape with a population of 40.86 million and a density of 401.57 persons per square kilometer. The province's distinctive feature is its predominantly rural character, with only 15.01% urban population - significantly lower than other provinces.

Balochistan presents a unique demographic landscape with a population of 14.89 million spread across Pakistan's largest province by area, resulting in a sparse population density of 42.9 persons per square kilometer. The province shows distinct urbanization patterns with 30.96% urban population, growing at a remarkable annual rate of 5.19% compared.