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House Building Finance Company – HBFC

Mr. Muhammad Kamran

Group Head, Credit Management

Mr. Kamran joined HBFC in 2019 and has since been instrumental in ensuring the stability and growth of the organization through meticulous credit assessment and responsible lending practices.

With an extensive understanding of financial dynamics and regulatory frameworks, Mr. Kamran is at the forefront of maintaining a balanced credit portfolio. He brings over 28 years of experience in various areas, including branch operations, credit management, housing finance, credit administration, policy formulation, and procedure development for mortgages.

He holds a Master’s degree in Business Administration (MBA) from Punjab University and a Banking Diploma from the Institute of Bankers Pakistan (IBP), solidifying his educational foundation in finance and banking.
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